Buildings and Contents Insurance Quotes
Buildings insurance usually covers all the structures of your property and unmovable fiitings. Usually all outbuildings are covered although you should check the policy wording for any limits. Anything that is an unmovable fixture or fitting is usually covered by your buildings insurance.
Anything that is movable is usually covered by your contents insurance policy. .
There are usually additional discounts for buying both buildings and contents together, however in practice many people have opted to keep their buildings insurance separate from the contents insurance, usually with a building society or bank where premium charges can be as much as 45% higher.
Buildings Insurance cover
Buildings insurance covers the fabric of your home including certain fixtures and fittings such as kitchen unit and bathroom units and some outbuildings.
Buildings and Contents Insurance Quotes Online
Buildings insurance can be bought either on a standalone basis or combined with contents insurance under a standard household policy.
If you buy a combined policy you are likely to make cost savings as most home insurance companies give discounts for purchasing both buildings and contents insurance combined.